Testimonial: Reduced Credit Card Debt Prevents Bankruptcy

Editors note: I met Adam a while back and this weekend he was telling me his story so I asked him if he would be comfortable writing a gust post for our site, luckily, he said yes. Here is his story: My family and I used to be swamped with credit card debt, by following some of the methods to reduce credit card debt found on the Vanquish Credit Card Debt site we were able to reduce our debt and eliminate almost all of our credit card debt. Why am I writing about almost eliminating my debt? I recently lost my job due to downsizing and the unemployment compensation I am getting would not cover our monthly expenses. Or at least it wouldn't have. We have been working on eliminating the credit cards debt that has accumulated over the year because... Continue Reading →


Couponing Your Way Out of Credit Card Debt

save 25 cent fake couponCouponing is all the rage these days with sites like Groupon and Coupons.com easy savings is at your fingertips. Would you like to know how you can use this new craze to help reduce and even eliminate your credit card debt? Believe me, it is as easy as it sounds. Coupons are all around us, in magazines, newspapers, online, in our "junk mail" (the snail mail variety) some grocery store even give you a bunch at the door. If you are not finding coupons... Continue Reading →


Free Tool to Help with Credit Card Debt Removal

Here is a rather nifty little tool to help you get rid of your credit card debt. Ready for Zero aims to help you get rid of your credit card debt and they have come up with a sticker to help you do just that! You can get your stickers free at https://www.readyforzero.com/stickers all you need is a Twitter account to help spread the word. Hurry, supplies are limited! If you need help eliminating credit card debt, we... Continue Reading →


Using Credit Cards for Excellent Credit

If you struggled to pay off your credit card debt your credit report is probably pretty bleak. Now is time to start rebuilding your credit. Believe it or not you can the same cards that ruined your credit to improve it! Although not an easy or quick method, over time it will work. Why a new card? Hopefully you will not use the same credit cards that got you into trouble to improve your credit. Although they may have a high limit, your old cards may also have a high interest rate. Instead of using the high interest cards, cancel them and apply for a new low limit card. The interest rate may not be optimal but it will work. The reason for a new card is that in starting balance is usually low. Remember, you want to improve your credit,... Continue Reading →


Why reward and cash bonus credit cards are a bad thing

We have all seen the advertisements for them, you know, like the one with the guy who is handed money while pumping gas. I'm talking about rewards cards, credit cards that reward you for using them. Sounds great, right? How much credit card debt do you have? Should you really be using your credit cards for small purchases just so you can get the rewards? Do the cash back bonuses ever cover your monthly bill? Can you pay your bill with airline miles? These are a couple of reasons why reward and cash bonus credit cards are bad. If you are buried under mountains of credit card debt, the last thing you need to do is add more to it by making purchases with your credit card just because you get some measly reward. In fact, if you are trying... Continue Reading →


Video: The 5 Steps to Getting Out of Credit Card Debt

While researching credit card debt relief on the internet I found this cool video. The audio isn't the best but it contains some good advice. His five steps are simple, and if you are serious about getting out of debt and you can no longer manage the process yourself, or if you need a bit more guidance, these steps will help set you on the right path. Just so you know upfront the author does mention his website quite a bit, but only as a place for more information (it is a short video and cannot contain everything). Please note we are in no way affiliated with the author of this video,... Continue Reading →


Make Smart Credit Card Purchases to Avoid Massive Amounts of Debt

Lots of people today have tremendous amounts of credit card debt and it plagues their daily lives, with creditors calling all the time, the inability to pay their bills on time and the depression that can come along with this debt. Removing credit card debt can be a long process but what do you do after you have them paid off? Do you still want your credit cards? Do you still need your credit cards? Do you want to avoid the credit card debt trap you worked yourself into before? If so, you need to make smart credit card purchases. What are smart credit... Continue Reading →


Credit Card Debt Relief is Just Around the Corner

The average American family has almost $15,000 in credit card debt. Is your family like the average American family? Do you have more debt? Are you just trying to get rid what debt you do have? If so, credit card debt relief is on it's way! If you have 4 credit cards that are maxed out you could easily be paying $400-500 a month. Removing this credit card debt can unlock limitless possibilities, what could you do with an extra $400 a month? If you are really committed to getting rid of your credit card debt there are several approaches you can... Continue Reading →


Removing Credit Card Debt From Your Life Unlocks Limitless Possibilities

money questionDo you struggle from too much Credit Card Debt? Do you live paycheck to paycheck? Do you feel as though you will never get your credit cards paid off? If you answered yes to any of these questions you have come to the right place! Eliminating your credit card debt can be an easy process! Notice we said easy, not short. If you are only paying the minimum required monthly payment you will never get rid of your debt. Now I know some of you are saying all you can afford is the minimum monthly payment, and that's OK. You came here looking for... Continue Reading →